BENIGN NEGLECT...

While most of us are not pandemic or medical expert, we do recognize, in this chemical warfare, the need for Military Medical asistance concerning vital equipment namely ventilators, scrubs, gloves, footies, surgical masks and all else that might facilitate and help keep medical centers well stocked, in readiness for the current epidemic!

Why covid-19 is not classified as chemical warfare can only be described as ineptness, even naive!

Military leaders have marching orders and stepping out of line could have consequences, however who'd court marshall or really come after the top brass in a situation of obvious incompetence, for moving forward and deploying Medical units to head off further needless death in American cities and states.

The fact of the matter is, the Military leaders, never had bones spurs like their leader, so I'd be the first to say, they are his Superiors and like world leaders have been portrayed, they'd laugh at or mimic his incompetence militarily, but he hasn't even mentioned the mighty Military option, it's like benign neglect or he's just plain old naive!

WHERE'S UNCLE SAM?

It shouldn't take a pandemic bring to light the fact that consumers need stimulus same as big business and small businesses, and this benign neglect is remarkablely and routinely the Republican policy of trickle down economics aka straitjacket ideology, and it really sucks all of the oxygen from any form of consumer support, infact the approach is anti-consumer! So we plainly see in the current pandemic, both sides are primed for a stimulus package. Actually the consumer should always come first because without consumers, there is no business, hence it never did sit well, to see the constant tax cut stimulus, first and foremost as a Republican becomes Commander in Chief, it always just felt wrong and backward thinking! People say some things should stay the same. And at a point in time, the customer always came first, then Republicans got elected, and got it twisted with a total focus on big business, becoming exceedingly corrupt, they may as well plastered [for sale signs] on their fore-heads. At this point in time Republicans are so scandalous it's criminal, and they have completely sold out to a foreign national [Putin/Russia]! Moreover, the military is equipped to handle mass medical situations as per training for war times, they have all the ventilators and other appropriate apparatus to effectively combat the current pandemic, but no ones in charge! And that's exactly why Trump should have been taken out of office, he's just in over his head, and as with covid-19 Trump's a danger to homeland security, people unnecessarily dying and it's directly contributed to executive office incompetence!

BANKS BATTLING FOR YOUR BUCKS...

The Battle of the Savings Accounts April 8, 2019 Advertiser Disclosure There are a few banks that pay 20x the interest of most others, but how do they stack up against each other?

Continue reading to find out the winner of the battle of the savings accounts! It's a well-known fact that interest rates on savings accounts are incredibly low.

In fact, the average savings account is hovering atound 0.10%.1 That's such a far cry from pre-crisis times, it's shocking.

At rates that low one might ask, "Why even have a savings account? Why don't I just place my hard-earned money under the mattress?" We can't blame you. However, if you did that you'd be leaving money on the table (or under the mattress).

There are much better options out there; savings accounts that earn twenty times the average rate of 0.10%. We've looked high and low to find some of the best accounts.

You'd be in great shape if you had any of these accounts, but after some thorough analysis and comparison, one of them stands above the rest. Here they are at a glance: At A Glance: High-Yield Savings Accounts & MMAs Oct 10, 2019 Min. for APY : $0 APY: 1.90% Capital One Member FDIC | Savings Account Introducing 360 Performance Savings-All Balances Earn 1.90% AP Open Account Oct 9, 2019 Min. for APY : $1 APY: 1.90%

American Express National Bank Member FDIC | Savings Account No monthly fee. Competitive APY. 24/7 account access. Open Account Oct 9, 2019 Min. for APY : $1,000 APY: 2.00%

State Farm Bank Member FDIC | Money Market Account Intro APY, $1,000 to Open, $5,000 Min Bal post intro, See Limits Open Account Savings Rates Provided By Bankrate.com | Disclaimer We were just as taken aback when we first saw these numbers. 1.9% and 1.9%?

Why didn't I hear of these accounts before I put my money in [large, untrustworthy bank X]? You might be saying to yourself, "State Farm Bank is clearly the winner because their APY is slightly higher." However, you can't jump to a conclusion as there are other important factors to consider when opening a savings account.

So we've broken them each down, piece by piece. Monthly Minimums Some banks require that you have a minimum in your account in order to avoid a monthly charge. Bank of America, for example, requires that you have $300 in your account.

Of the three banks listed, Capital One and American Express National Bank are both great because they don't require a minimum fee. But considering all factors, one has a slight advantage over the other. Winner: Capital One  

Bank Reputation, this might not have been very important to us before the financial crisis, but times have changed. We need to feel safe with where we put our hard-earned money.

Each of these banks are backed by the maximum allowable FDIC guarantee of $250,000. This means if the bank defaults, the US Government would repay you every penny you had in the account, up to $250,000. Bank of America, Chase, etc. all have this same insurance.

More than just the FDIC insurance, we need reliability and value from our bank. So here is how the top banks fare in terms of reputation: Capital One bank is one of the most popular online banks in the country, and even offers customers in some regions with access to bank branches.

Though customers have fewer branches to visit, they'll have something more relevant: cutting-edge digital bank features. American Express has been around since 1850, and has been a federally recognized bank since 2008. They have extensive experience in handling financial services for a large amount of customers

State Farm offers a robust suite of deposit and lending products, with agents readily available to assist customers. After first building trust as an insurance firm, State Farm began bank operations in 1999 and has been building on their capabilities and consumer base since. This was a close call, but Capital One's reputation as one of the most popular online banks in the country earns it our vote for the winner of the bank reputation category! Winner: Capital One  

Customer Service and Ease of Use These companies all have good customer service according to online reviews. 3 star reviews don't sound great for a restaurant, but for an industry that's really suffering from an image problem, 3 star ratings are some of the best ratings received.

Comparatively, Bank of America had 1.6 stars, HSBC had 1.4 stars and Chase came in at 2.5 stars.

We use the experiences of hundreds of real people to help us rank which banks have the best customer experience, and in this online world we give extra credit to banks that make mobile banking easy! All of the banks' websites are state of the art and incredibly intuitive; and each has an "American English" speaking support team that is very attentive and easy to deal with. 

But with cutting-edge digital banking features and a top-rated mobile app that makes accessing your money easy as ever, Capital One has the edge here. Winner: Capital One Interest Rate, this one’s easy. Though these rates are well above the national average, only one can be the highest! Winner: State Farm Bank   Conclusion as we said in the beginning, you'd be in great shape if you had any of these accounts. In today's low-interest environment, we can't stress enough how every bit counts- and at 20x the national average, these rates will save you more than just a little bit.

It was a tough call, but in the end we had to give a slight nod to Capital One 360 because they are just doing everything well. 
They have great customer service, one of the highest interest rates available and there is no minimum to open an account.  So after all of our research, Capital One 360 was our winner of the best savings account! Winner: Capital One.  

At A Glance: High-Yield Savings Accounts & MMAs Oct 10, 2019 Min. for APY : $0 APY: 1.90% Capital One Member FDIC | Savings Account Introducing 360 Performance Savings-All Balances Earn 1.90% AP Open Account Oct 9, 2019 Min. for APY : $1 APY: 1.90% American Express National Bank Member FDIC | Savings Account No monthly fee. Competitive APY. 24/7 account access. Open Account Oct 9, 2019 Min. for APY : $1,000 APY: 2.00% State Farm Bank Member FDIC | Money Market Account Intro APY, $1,000 to Open, $5,000 Min Bal post intro, See Limits Open Account Savings Rates Provided By Bankrate.com |

Disclaimer Recommended Articles What Most Americans Don't Realize About Auto Insurance The Home Refinance Plan Your Bank Doesn't Want You To Know 6 Easy Ways To Get Out Of Debt How To Start Investing With $100 Or Less 5 Reasons To Refinance That Banks Don’t Want Homeowners to Know. How To Save $1000 While Living Paycheck To Paycheck.

THIS IS AN ADVERTORIAL AND NOT AN ACTUAL NEWS ARTICLE, BLOG, OR CONSUMER PROTECTION UPDATE About Privacy Policy / Your California Privacy Rights Terms of Use 2019 © Bankrate, LLC ALL Rights Reserved. 18 Shares18

UNIVERSAL BASIC INCOME...

https://www.weforum.org/agenda/2017/09/a-basic-income-could-boost-the-us-economy-by-2-5-trillion?utm_content=buffer2c560&utm_medium=social&utm_source=plus.google.com&utm_campaign=buffer&_utm_source=1-2-2

A monthly check of $1,000 delivered to every American adult, would grow the US economy by roughly $2.5 trillion over eight years, a new study found.

Conducted by the left-leaning Roosevelt Institute, the study investigated three strategies for implementing basic income, a form of wealth distribution that involves giving everyone a standard salary just for being alive.

Proponents of basic income say it would reduce or even eliminate poverty, while skeptics say it could erase people's motivations to keep working, possibly ruining the economy instead of improving it.

The three basic incomes proposed by the study were $1,000 paid monthly to every US adult; $500 paid monthly to every US adult; and $250 paid monthly to every US child. "For all three designs," a summary of the report said, "enacting a UBI and paying for it by increasing the federal debt would grow the economy."

Specifically, the study found that the largest of the three — $12,000 a year doled out to every American adult — would grow the economy by 12.6% to 13.1% over eight years, by which time the policy's effects would start to wane.
That would translate to an increase in gross domestic product of $2.5 trillion, according to data from the Congressional Budget Office.

The researchers made some assumptions in the study that could lead to such an optimistic conclusion.

Have you read?
Universal Basic Income is no magic bullet against poverty, finds OECD
15-hour weeks, basic income and doughnuts. Are these the big ideas that could end inequality?
Why we should all have a basic income!
The team's analysis was based on people continuing to work as if they weren't receiving a basic income, something skeptics have taken issue with.
Some believe that basic income, while not enough to live off, would disincentivize full-time work.

Some studies have found this not to be the case, but most have taken place in developing countries and have prompted skeptics to argue the results wouldn't necessarily translate to a richer, more populous country like the United States.
At least in the few basic-income experiments ongoing in the US, employment rates haven't seemed to change much.

The researchers also assumed basic income would solve a demand problem in the economy — i.e., a lack of people spending their money to buy things.
"Fundamentally, the larger the size of the UBI, the larger the increase in aggregate demand and thus the larger the resulting economy is," they wrote.

Other economic theories put less stock in that idea.
They argue that other costs — like interest rates on mortgages and credit cards — would rise.

The US is still far from a comprehensive basic-income plan. The biggest experiment in the world is set to begin this fall in Kenya. Operated by GiveDirectly, it involves 6,000 people, some of whom will receive a monthly payment every month for the next 12 years. The experiment will cost $30 million.

Smaller experiments have cropped up around the world over the past few years, including in California, Canada, Finland, and the Netherlands.
Other nations, such as India and Switzerland, have discussed experiments of their own in the coming years.

Until those experiments begin giving people money and analyzing the resulting data, however, economists will be left to speculate as to how transformative a basic income could really be.